Starting April 1st, 2021, all Sheriff’s Mortgage Foreclosure Sales will be conducted online in accordance with the Ohio Administrative Code.
The real estate subject to foreclosure will be posted and sold in an online auction by Realauction. All prospective bidders should familiarize themselves with this new process and will need to register.
The details of the process and procedures can be viewed at: https://ottawa.sheriffsaleauction.ohio.gov/
- We strongly encourage you to visit the FAQ page, for this answers most, if not all the questions you may have.
- In order to participate in an auction online, you will need to be aware of the following:
- You must register on the site prior to being able to bid on any property.
- You must submit your deposit to the auction site in order to bid. This can be done by:
- Bank wire transfer (must be completed 2 business days prior to the sale date)
- ACH (must be completed 5 business days prior to the sale date)
- No cash deposits can be accepted. You will be able to have your deposit refunded to you by the auction site if you are not the winning bidder. Please contact Realauction in reference to questions regarding this process.
- Sale dates for the bank foreclosure sales will remain on Friday mornings at 10am.
- Realauction offers training classes via the internet on a regular schedule. The classes generally last 90 minutes and specifically cover the use of the software. Attendance is by registration only. You can contact Realauction Customer Service at 954-734-7401 or 877-361-7325 for further information or to register for the training class.
If you are a Judgment Creditor:
We will no longer accept remote bids after April 1st, 2021. You must abide by the conditions set forth by Realauction. Those terms can be found at the Realauction website as well.
Important information that applies to sheriff sales subject to foreclosure:
- The properties cannot be sold for less than 2/3 of the appraised amount, unless otherwise noted in the newspaper advertisement in the Port Clinton News Herald.
- If there is no purchaser for the first Sheriff sale then due to House Bill 390, there will be a second date of sale (which will be advertised in the first publication). At this second sale, there will be no set minimum bid. If sold at second sale, the purchaser shall be responsible for costs, allowances, and taxes that the proceeds for the sale are insufficient to cover.
- The Sheriff’s Office does not have information on liens and taxes. It is the responsibility of the purchaser to check into properties for back taxes, delinquent utility bills, liens, and/or additional costs. You are urged to consult with an attorney if you have questions. The Sheriff’s Office cannot give legal advice. The purchaser shall be responsible for costs, allowances, and taxes that the proceeds of the sale are insufficient to cover.
- The Sheriff’s Office has NO keys for the properties being sold.
- Potential buyers may NOT enter the property. The property still belongs to the original owner. The bank owns the mortgage on the property, however they do not own the property and that is why it is going through a Sheriff Sale. The bank may bid on the property so they can put the deed into their name and then they can sell the property to recoup their money. Understand your bank may say they need an inside appraisal done. This CAN NOT be done! Please have your financing in order prior to the sale. The appraisal is based on the exterior view of buildings only. Neither the Sheriff’s Office nor any affiliates have access to the inside of the said property. You may only enter the property once the court has confirmed the sale, you have paid for the property IN FULL, you have received the deed and the deed has been recorded and conveyed. Until that time you may NOT enter the property, change locks, have occupants removed, mow the yard, etc. Entering the property WITHOUT permission of the owner or occupant is a violation of ORC 2911.21 and is punishable by up to 30 days in jail and a $250 fine.
- After the confirmation has been filed, the final payment has been made and received the deed, you may contact the occupants and advise them they need to vacate the premises. If they still refuse to vacate then the buyer needs to file a Writ of Possession with the Ottawa County Clerk of Courts and in turn the Ottawa County Sheriff’s Office will serve the occupants with an order to vacate. If they still refuse to vacate, the buyer then needs to contact a moving company and a locksmith and the moving company will move out the old occupants at the buyer’s expense. The Sheriff’s Office will only stand by to keep the peace while this occurs.
ATTENTION-THIS PUBLICATION IS PROVIDED AS A COURTESY ONLY
Information contained should not be considered a full legal description or offering or binding in anyway. Full legal descriptions may be found at the Ottawa County Recorder’s Office in the courthouse, located at 315 Madison St., Port Clinton, OH. We are not responsible for errors/omissions; use this publication at your own discretion and risk. The Ottawa County Sheriff’s Office is not responsible for defects or omissions in advertising, condition of property (i.e: mold, mildew, foreign objects, etc.), outstanding debt, liens, mortgages, and unpaid utilities.
Tax sales when conducted, will still be held in person at the County Courthouse in Room 100 of the 1st floor. Details for the tax sales can be found here.
Deputy Kendra Dosh
Deputy Rhonda Reiter
Phone: 419-734-6824 Fax: 419-734-6876
Ottawa County Sheriff's Office - Sheriff Stephen J. Levorchick
All Rights Reserved - Copyright © 2021